Room Rent Limit |
No limit |
No limit |
No limit |
Single Private AC Room |
Pre-hospitalization Expenses |
Covered up to sum insured
Covered for 60 days
|
Covered up to sum insured
Covered for 30 days
|
Covered up to sum insured
Covered for 60 days
|
Covered up to sum insured
Covered for 60 days
|
Post-hospitalization Expenses |
Covered up to sum insured
Covered for 180 days
|
Covered up to sum insured
Covered for 60 days
|
Covered up to sum insured
Covered for 180 days
|
Covered up to sum insured
Covered for 90 days
|
Day Care Treatment Expenses |
All day care treatments covered |
All day care treatments covered |
All day care treatments covered |
541 day care treatments covered |
Modern Treatment Expenses |
Covered up to sum insured |
Covered up to sum insured |
Covered up to sum insured |
Covered up to sum insured |
Organ Donor Expenses |
Harvesting expenses covered up to sum insured |
Harvesting expenses covered up to a maximum of Rs. 10 Lakhs |
Inpatient expenses covered up to sum insured |
Harvesting expenses covered up to sum insured |
Domiciliary Treatment Expenses |
Covered up to sum insured |
Covered up to sum insured |
Covered up to sum insured |
Covered up to sum insured |
PED Waiting Period |
48 Months |
24 Months |
24 Months |
24 Months |
Specific disease Waiting Period |
24 Months |
24 Months
(3 Months for Hypertension, Diabetes and Cardiac conditions)
|
24 Months |
24 Months |
No Claim Bonus |
Available
The bonus will increase by 50% in every claim free year. It will increase up to a maximum of 100% of the sum insured
|
Available
The bonus will increase by 10% in every claim free year. It will increase up to a maximum of 50% of the sum insured
|
Available
The bonus will increase by 25% in every claim free year. It will increase up to a maximum of 200% of the sum insured
|
Available
The bonus will increase by 50% in every claim free year. It will increase up to a maximum of 100% of the sum insured
|
Super No Claim Bonus |
Available
The bonus will increase by 100%, up to a maximum of 500% of the sum insured
|
Available
The bonus will increase by 50%, up to a maximum of 100% of the sum insured
|
Available
The bonus will increase by 50%, up to a maximum of 100% of the sum insured
|
Not available
|
Refill/ reload of sum insured |
Available |
Available |
Available |
Available |
Annual premium |
₹18,213 |
₹16,540 |
₹21,340 |
₹24,029 |