How To Get A NOC For Bike Online?

Imagine that you've decided to relocate to a different state, or perhaps you're planning to sell your beloved motorcycle to someone, or you’ve cleared all your EMIs for the loan on your bike. In both these scenarios, navigating the bureaucratic process of switching your vehicle's registration or transferring ownership can be a bit daunting. This is where a No Objection Certificate (NOC) comes into play as your key to a smooth transition. It's like a formal nod of approval from either your bank or the Regional Transport Office (RTO) that everything is in order with your bike.

In this article, we'll cover how to apply for an NOC online, what documents you'll need, how long it's valid, and most importantly, who should apply for it and when. Understanding the NOC process is key to ensuring a hassle-free experience with your two-wheeler.
 

What Is An NOC?

A No Objection Certificate (NOC) for two-wheelers is a formal confirmation from either your bank or the Regional Transport Office (RTO) that they approve of the details stated in the certificate. If you've taken a loan for your bike, the bank issues the NOC to facilitate loan repayment and remove the bike's hypothecation details. Similarly, if you're relocating and need to register your bike in a different RTO, the RTO provides the NOC. In both cases, having the NOC is essential to move forward smoothly with these processes.
 

Importance Of Getting NOC For Two-Wheeler

When you're shifting homes, whether within the state or beyond, or if you're planning to sell your motorcycle, securing an NOC becomes paramount. This document is your assurance to the Regional Transport Office (RTO) that you've fulfilled all your responsibilities, including settling any dues and fees with the RTO or clearing your bike loan with the bank.

The NOC is crucial for various reasons when it comes to two-wheelers -

• It's essential for selling your bike and removing the bank's hypothecation from the Registration Certificate (RC).
• It allows you to cancel or eliminate the hypothecation of your bike with the bank.
• The NOC ensures compliance with the Motor Vehicle Act, as it's mandatory to transfer your bike to another state or obtain a new registration mark.
   

Application Process For A NOC For Bike Online

Getting NOC for your bike online involves different steps depending on whether it's from the RTO or the bank. Here's a breakdown of how to apply for a NOC for your two-wheeler online in both cases -

Getting NOC For Bike From Bank

1. First, go to the bank's website.

2. Then, log in to your account and download the bike NOC online.

If you encounter any difficulties downloading the certificate online, you may need to visit the bank's branch. Some banks might also require you to submit a written request for the NOC through email or post.

Getting NOC For Bike From RTO

You can start by submitting the application form online to get the NOC. However, to complete the procedure, you'll have to visit the relevant RTO. Here's how to apply for an RTO NOC for your two-wheeler online -

1. Begin by visiting the Vahan Citizen Services website of the government.
2. Choose your ‘State’ and the specific RTO.
3. Click on 'Log on to Avail Services' to proceed.
4. After logging in, click on 'Application for No Objection Certificate' on the new page.
5. Enter your bike’s registration number and the last five digits of its chassis number.
6. Then click on 'Validate Registration Number/Chassis Number'. Once your application form is generated, review all details for accuracy.
7. Make sure to include the details of your bike insurance in the application form.
8. Next, you need to input the state code of the new RTO and save your details.
9. Next, proceed to pay the application fees. Remember to print out the fee receipt for your records.
10. Finally, visit the relevant RTO with your NOC, fee receipt, and supporting documents to complete the processing of your request.

NOC Validity

The validity of NOC differs based on its source -

• In the case of a Bank, it is 90 days which is subject to its terms and conditions.
• In the case of RTO, it is six months.
   

Documents Required For NOC

In order to obtain NOC from either the RTO or a bank, you'll need specific documents -

Bank

• Registration Certificate copy of the bike
• Supporting documents as required by the bank

RTO

• Form 28
• Certified copy of the Registration Certificate and Insurance Policy
• Proof of up-to-date paid road tax along with the receipt
• Pollution Under Control Certificate (PUCC)
• Engine and chassis number's pencil print
• Signature identification of the bike owner
   

Who Should Apply For An NOC For A Vehicle?

Let's walk through who needs to apply for a NOC and when, ensuring a seamless transition in different situations -

• Switching Registration Jurisdiction
  If you're planning to switch your vehicle's registration from one state to another, getting NOC is crucial. It's like a permission slip that allows your vehicle to transition smoothly to its new registered jurisdiction authority.
   
• Vehicle Sale Between States
  If you’re selling a vehicle from one state to another, you must apply for an NOC. Once obtained, it's handed over to the buyer, who submits it to the new state's relevant RTO.
   
• Change Of Ownership
  If a vehicle owner passes away and the legal heir resides in a different RTO jurisdiction from the vehicle's registration, the process for obtaining NOC differs. In this scenario, the legal heir must initiate the NOC application at the RTO of the vehicle's initial registration.
   
• Loan Clearance
  If you've cleared a loan on your vehicle, remember to obtain an NOC and update the details in both your insurance and RC copy to ensure everything is up to date.
   

Wrapping Up!

Dealing with the complexities of vehicle registration and ownership transitions can be overwhelming, especially when relocating or selling your motorcycle across state lines. The NOC serves as a crucial tool in this journey, offering formal approval from banks or transport authorities, ensuring a seamless process. By understanding the NOC process, you can confidently manoeuvre the bureaucratic landscape and enjoy a hassle-free experience with your two-wheeler.