Mukhyamantri Chiranjeevi Yojana

Navigating the healthcare landscape in India can be daunting, especially for those grappling with financial constraints. With the relentless rise in medical inflation and healthcare expenses, accessing quality medical care has become increasingly challenging, specifically for the less privileged segments of society. In such a scenario, initiatives aimed at enhancing healthcare accessibility and affordability play a crucial role in bridging the gap. They ensure that everyone has the opportunity to receive the medical care they need, regardless of their socioeconomic status.

Mukhyamantri Chiranjeevi Yojana is one such initiative brought by the Indian government to ensure healthcare access to economically disadvantaged people, including contract workers, small farmers, and more. Plus, it extends its benefits to those already enrolled in other healthcare schemes like Ayushman Bharat.

In this article, we will delve into the intricacies of this transformative program – from its inception to its implementation, the eligibility criteria and much more.

So, let’s get started!
 

What is Mukhyamantri Chiranjeevi Yojana?

Ashok Gehlot, the Chief Minister of Rajasthan, introduced the Mukhyamantri Chiranjeevi Yojana. This program provides health insurance to economically disadvantaged sections of society. There are around 1576 medical procedures and other expenses under this program. People who qualify can get coverage worth up to Rs. 5 lakhs by paying a minimum premium of Rs. 870. This means they can go to affiliated hospitals, including government hospitals, and get medical treatment without any financial distress.

To join in on this program, families who meet the requirements have to fill out an application and provide the correct details. Because of this groundbreaking plan, Rajasthan has become the first state to ensure everyone gets equal healthcare access.
 

How Does The Chiranjeevi Yojana Work?

The Chiranjeevi Bima Yojana is a valuable health insurance scheme offering financial support to economically disadvantaged individuals for medical treatment and hospitalisation expenses. Under this program, beneficiaries can receive treatment without paying anything upfront. Thereby providing them with a means to secure their future and that of their families in the event of a medical emergency.
 

Objectives Of Mukhyamantri Chiranjeevi Yojana

The Mukhyamantri Chiranjeevi Yojana aims to provide extensive medical coverage to vulnerable communities such as the SECC, NFS, and NPL families. The program extends coverage to small-scale farmers and contractors as well.

Moreover, if families aren't eligible for coverage, they can still join the program by paying Rs. 850 every year. Plus, those who benefit from the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana can also get coverage through this program. It covers major illnesses, hemodialysis expenses, and even the costs of treating COVID-19.

Let’s discuss how the Mukhyamantri Chiranjeevi Yojana Rajasthan offers a multitude of benefits for individuals and families across Rajasthan!
 

Benefits of Mukhyamantri Chiranjeevi Yojana Health Scheme

Here are the benefits of the Mukhyamantri Chiranjeevi Yojana-

• Medical Insurance Coverage: Beneficiaries can access medical insurance coverage of up to Rs 5 lakhs for a nominal yearly fee of Rs. 850 per family annually.
• Pre- and Post-Hospitalisation Coverage: This program also covers medical expenses for the 5 days before hospitalisation and the 15 days following discharge. This policy includes most medical procedures within its coverage.
• Private And Public Healthcare: Registered individuals under this program are entitled to receive care at both public and private hospitals.
• Cashless Facilities: The Rajasthan State Government allows candidates to receive cashless medical care from hospitals.
• Coverage For Medical Tests: The majority of medical procedures and nearly 1576 medical tests are covered under this program.
   

Key Features Of The Chiranjeevi Rajasthan Health Insurance Scheme

Some of the highlighting features of this health insurance plan include-

• Expanding Coverage: If you're enrolled in the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana, you can also sign up for the Chiranjeevi Rajasthan Health Insurance Scheme.
• Cashless Treatment Opportunities: Cashless treatment is accessible through the Socio-Economic and Caste Census (SECC) and the National Food Security Act (NFSA) for individuals identified as living below the poverty line.
• Inclusive Coverage: Contract workers and small farmers are also covered under this program.
• Coverage For Major Treatments: If you're battling COVID-19 or requiring hemodialysis, this program has got your back. It's a huge help for individuals with lower incomes.
   

Eligibility Criteria For Mukhyamantri Chiranjeevi Swasthya Yojana

The Chiranjeevi Bima Yojana offers vital health insurance coverage to economically backward sections with specific eligibility criteria. To qualify for the Chiranjeevi Bima Yojana, individuals need to be permanent residents of Rajasthan. This health insurance program is exclusively available to individuals classified under the Below Poverty Line (BPL) category.

Potential candidates for this program encompass Jan Aadhaar card holders, National Food Security Act card holders, families listed for COVID-19 ex-gratia support, as well as contractual and marginal farmers. Moreover, applicants must furnish essential documentation for the Chiranjeevi Yojana, such as an Aadhaar card, proof of residence and income, passport-size photographs, a ration card, a Below Poverty Line (BPL) certificate, and their mobile number.

Let’s explore the expansive coverage of medical departments and treatments under the Mukhyamantri Chiranjeevi Swasthya Bima Yojana.
 

Department And Disease Treatment Under Chiranjeevi Health Insurance Scheme

The Mukhyamantri Chiranjeevi Swasthya Bima Yojana encompasses a wide range of medical departments and treatments, ensuring comprehensive healthcare coverage for eligible individuals. Let’s look at them below-

How To Register For The Chiranjeevi Health Insurance Scheme?

To avail of the benefits of the Chiranjeevi Health Insurance Scheme, you need to register for the program. You can accomplish this by accessing the Single Sign On (SSO) portal and following the steps outlined below -

Step 1: Visit the SSO portal and create an account there.

Step 2: You need to complete a form displayed on the screen, Once done, you will be provided with the necessary credentials.

Step 3: You can access the information on the website using that ID and password.

Step 4: You will be able to access the dashboard using those credentials.

Step 5: To complete the application, simply click on it.

Step 6: Upon submitting the application, be sure to make a photocopy of it.
 

How To Apply For Chiranjeevi Health Plan Scheme Online?

Here's a step-by-step guide to streamline the application process and secure vital healthcare coverage conveniently from the comfort of your home -

Step 1: Visit the Chiranjeevi Portal or the E-Mitra site. You'll need your SSO ID and your Jan Aadhaar number to get started. If you lack either, you need to register for them before proceeding.

Step 2: You need to log in by using your credentials on the SSO portal after registering for your Jan Aadhaar and SSO ID.

Step 3: If you already possess these credentials, simply click on "Online Registration" on the Chiranjeevi portal homepage, then proceed by clicking "Redirect to SSO."

Step 4: You will encounter two options: Free or Paid, tailored for individuals below and above the poverty line, respectively. Select the option that aligns with your circumstances.

Step 5: Once you've selected your category, fill out the application form by entering your Jan Aadhaar or Jan Aadhaar registration receipt number, along with other required information. Then, simply click on the "Submit" button to proceed.

Step 6: An OTP will be sent to the mobile number linked to your Jan Aadhaar, which you'll need to enter on the website for verification.

Step 7: Afterwards, you'll need to pay the Rs 850 premium along with Rs 30 as an application fee if you're in the paid category. Once paid, you can download your policy document. If you prefer a hard copy delivered to your doorstep, an additional fee of Rs 73 is required.

Step 8: If you qualify for the free category, no fee is required. After submitting your application form and entering the OTP, you can instantly download and print your policy document.
 

Who Can Apply For Mukhyamantri Chiranjeevi Yojana Registration?

When considering the best health insurance plans for family in India, Mukhyamantri Chiranjeevi Yojana stands out for its comprehensive coverage and affordable premiums, ensuring that economically disadvantaged families have access to quality healthcare without financial burden. The Mukhyamantri Chiranjeevi Swasthya Bima Yojana program is designed to provide quality healthcare to families classified below the Poverty Line (BPL). Check out the eligibility criteria for those who can enrol in this program below -

• Families enclosed on the COVID-19 list
• Jan Aadhaar Card holders
• Agriculture contractors
• National Food Security Act Card holders
• Recipients of 2011 Socio-Economic Caste Census
• Employees of Samvida from all departments
• Small-scale and marginal farmers

Documents Required For Chiranjeevi Bima Yojana

Here's a list of documents you'll need to gather to apply for the Chiranjeevi Bima Yojana -

• Aadhar Card
• A passport-size photo
• BPL certificate, proof of income
• Proof of address
• Mobile number
• Bank statement
• Ration card
   

How To Check Or Monitor The Application Status Of Chiranjeevi Yojana?

The application process for this program is just the beginning; once you've submitted it, the authorities will review it carefully. Once it's processed, you'll receive a status link that will become active on your dashboard. You can keep tabs on your application progress by clicking on this link. Unfortunately, if your application is denied, you'll be promptly notified. It's easy to stay updated on your application status through the online portal.

It’s important to note that this program doesn't extend coverage to federal or state government personnel. On a positive note, the government plans to introduce cashless healthcare services in the near future.

Contact Address

Below are the contact details for the Mukhyamantri Chiranjeevi Swasthya Yojana Scheme-

• Nodal Officer:
  • Shri Pankaj Sharma (Dy. Director)
  • Rajasthan State Health Assurance Agency
  • chiranjeeviyojana@rajasthan.gov.in
• Office Address:

Old RTDC Building, Hotel Swagatam Campus, Opp. Railway Station, Jaipur, Rajasthan-302006

Process To View Contact Information

You can follow the below steps to view the contact information -

Step 1: Visit the official website.

Step 2: You need to click on the contact option.

Step 3: The contact page will be readily accessible to you.

Step 4: You'll find all the contact details conveniently listed on the contact page.

Step 5: Alternatively, you can reach out by dialling the toll-free number 1800-180-6127.

Now that we've covered all the details about the Mukhyamantri Chiranjeevi Swasthya Bima Yojana, let's delve into how it sets itself apart from Ayushman Bharat.
 

What is The Difference Between Ayushman And Chiranjeevi Yojana?

Ayushman Bharat and Mukhyamantri Chiranjeevi Swasthya Bima Yojana are both health insurance programs introduced by the Indian government. But they possess distinct features -

Although both schemes aim to offer health insurance to deserving families, Ayushman Bharat operates on a national scale, providing extensive coverage across the country, whereas Chiranjeevi Yojana is tailored to particular states and focuses on more localised implementation.
 

Big News Alert!

The government plans to merge this scheme with the Ayushman Bharat Programme forming Ayushman Bharat Mukhyamantri Chiranjeevi Health Insurance Scheme, maintaining the current benefits and including a Rs 25 lakh insurance cover in both private and government hospitals. The scheme, previously introduced by former Chief Minister Ashok Gehlot, offers higher coverage than Ayushman Bharat's ₹5 lakh. Officials have assured that the scheme will continue with no reduction in benefits, benefiting the 1.42 crore families currently enrolled in the scheme. This move aligns with national efforts, aiming to provide comprehensive healthcare access to all citizens.
 

Summing Up!

The Mukhyamantri Chiranjeevi Yojana isn't just a healthcare program; it's a beacon of hope, a testament to the power of compassion and equity in shaping a healthier, more resilient society. By reaching out to economically disadvantaged people, this initiative is not just transforming lives but also reshaping the narrative of healthcare accessibility in India. With its promise of cashless treatment and commitment to equality, this initiative stands as more than just a healthcare program; it signifies a future where health equality is not just a promise but a reality.
 

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