Future Generali India Insurance Company Limited

Future Generali India Insurance Company Limited is a leading insurance company that was founded in 2006. It is a joint venture between the Future Group and Generali Group that aims to help people live safer lives by providing enhanced security. It envisions going above and beyond traditional companies in establishing itself as a compassionate and attentive choice for the people of India.

In essence, Future Generali India Insurance Company Limited actively safeguards and enhances the lives of its customers by offering customised protection, valuable advice, and exceptional service. It forms enduring partnerships with its people, customers, and stakeholders, focusing on improving their lives. Future Generali India Insurance Company Limited upholds this commitment with utmost discipline and integrity, ensuring it fulfils its promise and leaves a lasting impact in each of its relationships.

In the financial year 2022-23, Future Generali India Insurance Company Limited successfully issued 34,18,454 policies and received over 4,89,389 claims.

Awards & Recognitions

Future Generali India Insurance Company Limited has received numerous notable awards for its exceptional work -

It has been awarded the 'Great Place to Work’ award four times in a row, from November 2022 to November 2023, by the esteemed Great Place to Work Institute.
It was honoured with the ‘Golden Peacock Awards 2022’ for its excellence in corporate governance.
It also received ‘The Economic Times Best Brands Awards 2022’ for its remarkable achievements as a brand.

Claim Settlement Ratio

The Claim Settlement Ratio is an important metric that helps to check the reliability of an insurance company in handling claims. It is the ratio of the total number of claims successfully settled to the total number of claims it received during a specific financial year. Future Generali India Insurance Company Limited has achieved a Claim Settlement Ratio of 76.1% in the fiscal year 2021-22.

By evaluating an insurance company's claim settlement ratio, you can assess its efficiency in settling the claims effectively. Also, you should review the insurer's CSR track record over the last few years to ensure they have been consistent. An insurance company with a high Claim Settlement Ratio is deemed more credible and reliable in upholding its commitments.

Solvency Ratio

The solvency ratio of an insurance company helps you analyse its financial well-being. It reflects the insurer’s ability to fulfil their claim obligations and financial commitments.

According to Insurance Regulatory and Development Authority of India (IRDAI) regulations, an insurance company should have a solvency ratio of 150%. Future Generali Insurance Company Limited has a solvency ratio of 210% as of 31st of March, 2023. This indicates that it is financially stable to meet its claim obligations and other financial responsibilities with ease.

Network Hospitals

Network hospitals are those hospitals that have a partnership with your insurance company to provide cashless treatments. This means that if you get treated at a network hospital, you will not have to worry about arranging funds for your medical expenses. The insurer or the third-party administrator (TPA) associated with them will directly settle the hospital bills and, you will only be responsible to pay for expenses not covered by your policy, such as consumables, administrative fees, registration fees, etc.

Future Generali Insurance Company Limited has a vast network of over 8,000+ hospitals to provide cashless treatments. You can obtain the list of network hospitals based on your location by visiting https://general.futuregenerali.in/hospital-locator. This link helps you find the number of network hospitals available in your area as well as whether your preferred hospital is listed on the insurer’s network.

Network Garage

Network garages are those garages that partner with your insurance company to provide cashless repair vehicle services - in case of an accident or damage. This collaboration ensures that you can get your vehicle repaired without the need for you to bear the costs. And, the insurance company takes care of the repair expenses, while you only need to pay the deductible and any consumable charges that may apply.

Future Generali India Insurance Company Limited has an extensive network of over 4,000+ garages. To find the network garages based on your location, simply visit https://general.futuregenerali.in/garage-locator. This link can help you check the number of network garages available in your vicinity.

Customer Support

Toll-Free Helpline
You can contact Future Generali India Insurance Company Limited’s customer support team by calling their toll-free number 1800-220-233 for any assistance with your insurance policies, their services & offerings, etc.
Email Support
For inquiries, support, or any other details, you can also reach out to Future Generali India Insurance Company Limited by sending an email to fgcare@futuregenerali.in.

In case you have any doubts or questions, you can also get in touch with them via alternate contact channels -

Twitter: https://twitter.com/Future_Generali
Facebook: https://www.facebook.com/FutureGenerali
WhatsApp: 7678006000