Difference Between Petrol and Diesel Engine (2026) - Working, Mileage, Cost, Maintenance & Which is Better?

by SMCIB on Wednesday, 04 February 2026

Difference Between Petrol and Diesel Engine (2026) - Working, Mileage, Cost, Maintenance & Which is Better?
 

Petrol engines use spark plugs to burn fuel, making them smoother, quieter and better suited for city driving. Diesel engines rely on high pressure to ignite fuel, which delivers better mileage and stronger performance on long drives. Petrol cars usually cost less to buy and maintain, while diesel cars save more fuel over time and last longer with regular use. The better choice in 2026 depends on how much you drive, where you drive and your overall running cost expectations.

 

A simple question at a showroom and somehow turns into a long conversation filled with personal stories, strong opinions and a bit of confusion. Petrol and diesel engine? I have seen people walk in ready to book a car, then pause for hours just because this one decision suddenly feels heavier than expected. One person talks about how petrol cars are easier for daily traffic, someone else shares how their diesel car saved money on long drives. Both speak from real experience, which makes the choice less obvious than it first seemed.

Your routine often gives away the answer before any expert does. Each one is good for a different type of driver. The article below gives you a clear breakdown of both options so you can figure out which one really works for you.
 

What Is a Petrol Engine?

Let’s start with the one most of us grew up around. A petrol engine is the type you’ll find in many city cars, hatchbacks and small SUVs. It runs on petrol and uses spark plugs to ignite the fuel. That small spark is what gets the engine moving and keeps the car going.

Petrol engines are popular for everyday driving. They suit short trips, traffic runs and occasional highway drives. They are also known for smoother and quicker pickup, which makes them easier to handle in stop and go traffic. Here are a few simple points that explain petrol engines better:

  • They use spark plugs to burn the fuel
  • They are usually quieter and smoother on city roads
  • They cost less to buy compared to diesel cars
  • Maintenance is often lighter on the pocket
  • Best suited for people who drive shorter distances regularly

And for many first time car buyers, petrol cars simply make sense. Easy to drive, easy to maintain and easy to live with.

Now let’s move to the other side of the story.
 

What Is a Diesel Engine?

A diesel engine works a little differently. Instead of spark plugs, it relies on high pressure to ignite the fuel. Air goes into the engine first, gets compressed heavily and then diesel is injected. The heat from the compressed air is enough to burn the fuel.

This design gives diesel engines more pulling power and better fuel efficiency, especially on long drives. That is why you often see diesel cars covering highways or being used for daily long distance travel. Here are a few simple points that make diesel engines easier to understand:

  • They do not use spark plugs
  • They give better mileage, especially on highways
  • They are great for long distance and regular travel
  • They usually cost more at the time of purchase
  • Maintenance can be slightly higher but they last longer

So if your driving involves frequent road trips or long daily commutes, diesel often turns into a practical choice. It saves fuel over time and handles heavy use better.
 

Key Difference Between Petrol and Diesel Engine

Now that we’ve looked at how both engines work, let’s place them side by side. This makes the choice clearer, especially when you’re planning to buy a car that fits your daily routine and long term budget.

Petrol and diesel engines may do the same job, but the way they deliver power, use fuel and handle wear over time is quite different. And these differences show up in mileage, maintenance bills and even resale value.

Here is a simple table that breaks it all down in an easy way:

Factor

Petrol Engine

Diesel Engine

Fuel Ignition

Uses spark plugs to ignite fuel

Uses high pressure to ignite fuel

Engine Noise

Smoother and less vibration

Slightly louder with more vibration

Purchase Cost

Lower upfront price

Higher upfront price

Mileage

Lower fuel efficiency

Better fuel efficiency

Best For

City drives and short trips

Long drives and daily commuting

Maintenance Cost

Usually lower

Can be higher

Engine Life

Good for regular use

Built for heavier usage

Pickup

Quick and responsive

Strong torque, better for highways

Resale Value

Moderate

Often higher

 

Mileage Difference Between Petrol and Diesel Cars

Mileage plays a big role in car buying decisions. And rightly so. Fuel costs add up month after month and even a small difference in efficiency can change yearly expenses in a noticeable way.

Petrol and diesel cars deliver mileage differently due to engine design and fuel energy output. Diesel engines extract more energy from each litre of fuel, which helps them go longer distances on the same amount. Let’s look at what drivers are seeing on average in 2026:

Average Mileage of Petrol Cars in 2026

14 to 22 km per litre

Average Mileage of Diesel Cars in 2026

18 to 26 km per litre

 

Cost Comparison: Petrol vs Diesel Engines

Now let’s talk about money. Because this is where many car buyers pause and rethink their choice. The price gap between petrol and diesel cars is not just at the showroom. It stretches into fuel expenses, servicing and long term value. And the real difference only shows up once you match it with your driving pattern.

At first glance, petrol cars look easier on the wallet. Lower purchase price, slightly cheaper servicing and good for occasional use. But diesel cars often recover their higher upfront cost through better fuel efficiency, especially for people who drive more often.

Here is a simple comparison that puts things into perspective:

Cost Factor

Petrol Engine

Diesel Engine

Purchase Price

Lower upfront cost

Higher upfront cost

Fuel Price

Petrol usually costs more per litre

Diesel often slightly cheaper per litre

Fuel Efficiency

Lower mileage

Higher mileage

Long Term Fuel Expense

Higher if driven frequently

Lower for high usage

Service Cost

Generally lower

Can be higher

Spare Parts

More affordable

Slightly expensive

Resale Value

Moderate

Often better resale value

 

Maintenance Difference Between Petrol and Diesel Engines

Maintenance is another area where the difference becomes clear over time. Both engine types need regular servicing, but the way they age and handle wear varies.

Petrol engines are simpler in design. Diesel engines are built tougher but come with slightly higher service needs.

Here are a few simple points that show how maintenance compares:

  • Petrol engines usually have lower service costs
  • Diesel engines need more expensive engine oil and parts
  • Petrol cars are easier to repair due to simpler components
  • Diesel engines are more durable for heavy usage
  • Service intervals are similar, but diesel repairs can cost more if major work is needed
  • Petrol engines suit drivers with lighter usage
  • Diesel engines handle long term wear better when driven regularly

And this is why your yearly driving distance matters. Light usage keeps petrol maintenance low. But regular long drives often justify diesel servicing costs.
 

Environmental Impact of Petrol vs Diesel Engines

And then comes the environmental side of the discussion. Many buyers today think beyond cost and performance. They also want to know how their car affects the air around them.

Petrol and diesel engines leave different environmental footprints. Each has its own strengths and challenges.

Here are a few easy points to understand the difference:

  • Petrol engines produce lower nitrogen oxide emissions
  • Diesel engines release more nitrogen oxides but less carbon dioxide
  • Petrol cars are generally seen as cleaner for city driving
  • Diesel engines offer better fuel efficiency, which can lower overall fuel consumption
  • New technology in both engine types is helping reduce harmful emissions
  • Hybrid and electric options are slowly changing buyer preferences

And while both engines continue to improve with stricter emission standards, driving habits still play a big role in environmental impact.

In the end, choosing between petrol and diesel is not just a technical decision. It connects with your budget, your daily routine and even the kind of responsibility you want to carry toward the environment.
 

Pros and Cons of Petrol Engines

By now, petrol engines probably sound familiar and easy to live with. And for many drivers, they really are. But like anything else, they come with their own strengths and trade offs. Seeing both sides together makes the decision less confusing.

Here is a simple look at what works in favor of petrol engines and where they fall short:

Pros of Petrol Engines

Cons of Petrol Engines

Lower purchase price

Lower mileage compared to diesel

Smoother and quieter drive

Fuel costs can add up with frequent use

Ideal for city traffic

Not the best choice for long daily commutes

Lower maintenance costs

Engine life may be shorter under heavy usage

Easier to repair and service

Lower resale value than diesel in many cases

Better pickup in stop go traffic

Less torque for highway cruising

 

Pros and Cons of Diesel Engines

Now let’s look at diesel engines. They are known for endurance and efficiency, which makes them popular among drivers who spend more time on the road. But they also ask for a higher initial investment.

Here is a clear side by side view of their advantages and limitations:

Pros of Diesel Engines

Cons of Diesel Engines

Better fuel efficiency

Higher purchase price

More torque for highways

Slightly louder engine

Suitable for long distance driving

Maintenance can be costlier

Longer engine lifespan

Repairs may be expensive

Better resale value

Not ideal for short city trips

Handles heavy usage well

Higher initial insurance premium

 

Which Is Better: Petrol or Diesel Engine in 2026?

And here is the simple truth. There is no single better option. The right choice depends on how you use your car.

  • If most drives happen within the city and yearly running is low, petrol makes practical sense. It keeps the buying cost lower and maintenance easier to manage.
  • But if you drive long distances regularly and clock higher kilometres each year, diesel usually offers better value through fuel savings and engine durability.

So the smarter choice is the one that matches your lifestyle, not just the one that looks better on paper. And once you pick the right car, protecting it with the right insurance adds peace of mind. That is where SMC Insurance helps you compare plans from leading insurers so you can choose coverage that truly works for you.

 

Must-Read Guides From SMC

 

Wrapping Up

Choosing between a petrol and diesel engine is less tricky when you look at your daily driving habits. A petrol car suits short city trips, lighter use and lower upfront cost. A diesel car makes more sense for long drives, regular travel and better fuel savings over time. And there is no single right answer for everyone. The better option is the one that fits your routine, your budget and how long you plan to keep the car.

Disclaimer: The information provided on this platform is intended for general awareness and educational purposes. While every effort is made to ensure accuracy, some details may change with policy updates, regulatory revisions, or insurer-specific modifications. Readers should verify current terms and conditions directly with relevant insurers or through professional consultation before making any decision.

All views and analyses presented are based on publicly available data, internal research, and other sources considered reliable at the time of writing. These do not constitute professional advice, recommendations, or guarantees of any product’s performance. Readers are encouraged to assess the information independently and seek qualified guidance suited to their individual requirements. Customers are advised to review official sales brochures, policy documents and disclosures before proceeding with any purchase or commitment.
 

FAQs

Diesel engines usually last longer because they are built stronger and handle high pressure better. But regular servicing matters for both.

Yes, a petrol car can handle long drives well. But if long trips are frequent, diesel may save more fuel cost over time.

Diesel fuel holds more energy per litre and diesel engines use it more efficiently. This leads to better mileage.

In many cases, yes. Diesel engines may need costlier parts and servicing. But they also handle heavy usage better.

Petrol engines are usually better for city use. They offer smoother driving, lower noise and lower initial cost.

Insurance Knowledge Videos

WhatsApp Icon
icon
SMC Insurance
Insure wise. Be wise.
SMC Insurance

Welcome to SMC.
How may I assist you?