Go Digit General Insurance Company Limited

Go Digit General Insurance Company Limited was founded in 2016 and is here “To Make Insurance Simple’. Its goal is to change how insurance works by creating straightforward products and redesigning processes. The company focuses on the fundamentals and creates clear insurance solutions that are relevant to people's lives. It simplifies insurance products to the point where even a 15-year-old can understand them. In the financial year 2022-23, a total of 29,13,449 policies were issued, while over 1,58,935 claims were received.

Awards & Recognitions

Go Digit General Insurance Company Limited has received several prestigious awards and recognitions -

It secured four awards from World Economic Magazine, including -
1. Best Motor Insurance Coverage India 2022
2. Fastest Growing General Insurance Company India 2022
3. Best General Insurance Company India 2022
4. Best Group Medical Insurance Cover India 2022
Furthermore, it was honoured with the IFTA 2022 Excellence in Insurtech Award by IFTA.
It received the 2022 Excellence Award for Highest Growth (General Insurance and Health Insurance) from ASSOCHAM.
The company was also recognized as the Domestic General Insurer of the Year in India by the Insurance Asia Awards in 2022.

Claim Settlement Ratio

The Claim Settlement Ratio (CSR) is a measure of how well an insurance company handles claims. For Go Digit General Insurance Company Limited, their CSR for the fiscal year 2021-22 is 81.9%.

By examining an insurance company's Claim Settlement Ratio, you can assess its efficiency and capacity to fulfil claims effectively. A company with a high CSR is considered more reliable and dependable in fulfilling its financial obligations. It is also important to review the insurer's CSR track record over the past few years to check if they are reliable and dependable.

Solvency Ratio

The solvency ratio is a crucial measure that assesses an insurance company's financial strength and stability. It indicates the company's ability to fulfil claim obligations and financial commitments. According to the regulations by the Insurance Regulatory and Development Authority of India (IRDAI), insurance companies must maintain a minimum solvency ratio of 150%. This ensures that they have enough financial resources to meet their obligations.

As of March 31, 2023, Go Digit General Insurance Company Limited has an impressive solvency ratio of 178%. This signifies their strong financial position, with resources well above the required minimum. It assures that they can comfortably fulfil claim payments and other financial responsibilities.

Network Hospitals

Network hospitals are those hospitals that have a partnership with an insurance company to provide cashless medical treatments. When you receive treatment at a network hospital, the insurer or their designated third-party administrator (TPA) settles the hospital bill directly. And, you only have to pay for expenses not covered by your policy, such as consumables, administrative fees, registration fees, etc.

Go Digit General Insurance Company Limited has a wide network of 10,500+ hospitals to offer cashless treatments. You can easily find network hospitals based on your location by visiting https://www.godigit.com/health-insurance/digit-cashless-network-hospitals-list. This link will also provide information on whether the hospital of your choice is listed with the insurer and how many hospitals in your area are part of their network.

Network Garages

Network garages are authorised garages that have a tie-up with the insurance company, where you can have your vehicles repaired in the event of an accident or damage. In this case, you won't have to pay the bills directly and the insurance company will take care of the expenses. You will only need to pay the deductibles and any applicable consumable charges.

Go Digit General Insurance Company Limited has over 9,500+ network garages where you can get your vehicle repaired without paying cash upfront. You can find the network garages based on your location, by visiting https://www.godigit.com/garages . This link will also enable you to check the number of garages listed with the insurer in your area.

Customer Service

Toll-free Number
For any assistance with your insurance policies or any queries, you can reach out to Go Digit General Insurance Company's customer support through their toll-free helpline 1800-103-4448.
Email
If you prefer to communicate via email, you can send your inquiries, support requests to hello@godigit.com. The Go Digit General Insurance team will respond to you promptly.

If you have doubts, questions, or issues, you can easily reach out to Go Digit General Insurance Company Limited via these alternate contact options –

Twitter: https://twitter.com/heydigit
Facebook: https://www.facebook.com/digitgeneralinsurance
Whatsapp:70260 61234